Because camping and caravan takes place in the great outdoors, the risk of walking into potential accidents and danger is always present. This is why camping and caravan club insurance is one very important detail to consider for campers who want to experience minimal stress on their expeditions. Insurance is never compulsory, but highly recommended, especially in cases of storms, floods, fires, theft, etc. Caravan insurance, Motorhome insurance, Unit, Home and Pet insurances are just some examples that are available for camp and caravan club members.
Caravan insurance usually includes caravans, park homes, chalets, lodges, log cabins, as well as providing essential contents coverage. The coverage from the club’s insurance company is known as ClubCare and provides caravan insurance specially catered for these second homes. Whether the caravans are stationed in campsites or you are on tour, any unwanted accidents such as fire and theft that cannot be prevented, will be covered. [1]
Motorhome insurance is a legal requirement for every vehicle when it is being driven on the public highways. This not only ensures that the passengers are safe to travel while in the vehicle, but it should also provide for owner security should anything unforeseen happen while on a trip, and third party cover. Each premium has been designed to accommodate the driver but will also take into account how often these mobile homes are used. Storage of the mobile home while not in use is also factored into the insurance premium[2].
Other insurance deals that can be provided by the ClubCare are Tent Trailer Insurance, Trailer Insurance, Car Insurance, Home Insurance, Scooter and Motorbike Insurance, Canoes and Small Crafts Insurance, even Pet Insurance. Tent and Trailer insurance premiums may vary from replacement to repair of tents and trailers. Car Insurance premiums vary from basic to those that include Legal expenses and personal accidents. For those campers that want to have a single insurance company, home and pet insurance premiums can also be availed by ClubCare.
For those traveling to overseas destinations with the Carefree travel service, insurance is also provided by Europ Assitance, a company that has been awarded International Travel Insurance Insurance/Underwriter of the year twice in a row in 2008. In cases of accident, assistance, damage to property, general liability, legal expenses, and miscellaneous financial loss and sickness, members of the camping and caravan club are provided with excellent cover.
There is nothing better than to venture into your holiday in the outdoors with a feeling that you are secure in the event that anything undesirable should occur. With the appropriate camping and caravanning club insurance, each camper has the freedom to enjoy the wonders of nature to without having the worries.
